Insurance claims will arise in your business and how well you are prepared to handle them will impact the outcome. Claims made by employees of alleged injuries must be reported, documented and investigated in a timely fashion. Documentation of alleged accidents and injuries is extremely valuable when the insurance carriers and attorneys get involved and need to determine the validity of a claim. A thorough investigation may uncover evidence to show that the injury claimed was not caused due an industrial (employer) condition.
Typical claims that employers are often hit with can involve, but are not limited to the following: