It would be great if you could trust people more fully, but the fact of the matter is you cannot, especially if they are filing for workers’ compensation. You would be surprised what good workers’ comp surveillance can turn up. Don’t get swindled; get an investigator to make sure that the injuries are legitimate and not a fabrication.
Most of the time it is the insurance companies themselves that will hire investigators. Since they are the ones who will have to pay the claim, insurance companies are very keen on avoiding being defrauded. They cannot afford to pay claims that are not real and stay in business for long.
Corporate enterprises also hire investigators to look into workers’ comp claims too. Injuries on the job leave the employer liable in certain cases, and the last thing they want to do is pay for an injury that is not real. It is also good for a company to know if an employee is that devious as to lie about an injury to attempt to defraud them.
Finally, defense attorneys also commonly hire investigators to dig into injury claims. The goal is to limit their own liability and expose fraud.
Not all evidence is admissible, so it is important to make sure that you are hiring investigators that have experience and know how to gather solid, admissible information and evidence. The worst thing that could happen is that you find out that a workers’ comp claim is fraudulent, but cannot rectify the situation because the evidence gathered was not admissible.
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